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Do more with your business banking.

Next level online banking solutions for your business.

Never be out of the loop, whether you’re in the office, at home or on vacation. Our online banking services, accessible from your computer or phone, give you access to all activity, including the ability to check balances, make transfers, initiate wire transfers, ACH origination or stop payments, make loan payments or advances, and see check images. You’ll also receive account alerts whenever there’s a change in account status.

Receivables Solutions to empower your business.

Speed up your payment cycles and simplify vendor transactions with our comprehensive suite of services, all available with mobile and online access and instant account alerts.

Elander Mechanical

Just having someone that will personally take care of any issues you have is invaluable. Their customer service is unmatched.

Cal Elander
CFO, Elander Mechanical
Scale Bank

Payables Solutions to empower your business.

Maximize your cash flow and safeguard payments to your business with our payment solutions.

Fraud Prevention to keep your business safe.

Protecting your business and funds is our top priority. We employ robust technology and systems to prevent check, ACH and wire payment fraud. Our programs, including Positive Pay and ACH Filter, mitigate risks and safeguard against unauthorized transactions.

For added security, consider our Dual Approval  System, which requires multiple approvers for ACH and wire payments. As a larger business, leverage our partnership with Argos Risk® for continuous evaluation of your third-party relationships. Enjoy 24/7 monitoring, with instant notifications of significant changes.

Our Fraud Prevention services include:

Reduce the risk of potential check and ACH fraud with our Positive Pay system, a business best practice.

What is Positive Pay?

Positive Pay is an automated service that helps detect fraud by matching the company’s issued check information with the check presented for payment. The information on the presented check must match what is contained in a file sent by the client to the bank. If there is no match, the check is flagged, and the client is notified.

Why use Positive Pay?

Check fraud exceeds over $20,000,000,000.00 annually. Scammers and bad actors use the latest technologies to mimic checks. Positive Pay helps prevent check fraud and keeps company funds secure.

Mitigate risks and safeguard against unauthorized transactions by using our ACH Filter system, which automatically matches transactions presented to your account against transactions you’ve authorized.

What is ACH Filter?

Businesses that set recurring ACH payments to vendors or other entities can safeguard against fraudulent activity with ACH Filter. Clients using ACH Filter establish specific criteria for authorized payments. This criterion is matched against ACH transactions presented for payment. When a discrepancy is found, the client is notified and determines if the transaction should be paid or returned.

Why use ACH Filter?

ACH Filter gives you control over pay-or-no-pay decisions on electronic transactions. It is a quick, efficient, and time-saving process for reducing the risk of potential fraud.

For added security, consider our Dual Approval  System, which requires multiple approvers for ACH and wire payments.

What is Dual Approval?

Dual Approval is simply a process requiring one individual to initiate wire or ACH payments and a second individual to approve the transaction.

Why use Dual Approval?

Dual Approval provides another level of security and control for outgoing payments.

As a larger business, leverage our partnership with Argos Risk® for continuous evaluation of your third-party relationships. Enjoy 24/7 monitoring, with instant notifications of significant changes.

Want more info about fraud prevention?

Click here for more fraud prevention tips from our resource library

Scale your Personal Banking with us.

Consolidate your business and personal banking at Scale.

At Scale Banking, we understand that your business and personal finances are intertwined. By consolidating your banking with us, you’ll experience seamless fluidity between your personal and business accounts.

Our expertise extends beyond your business

Allow us to assist you in making the best decisions for your personal finances too. From personal loans to checking accounts, savings, CDs and online banking, we’re here to support your holistic financial journey.

The right commercial loan can make all the difference.

Working Capital Lines of Credit, Equipment Finance Loans, Commercial Real Estate Loans, SBA Loans, and Business Transition Loans. The line-up is as varied as your business needs.

Scale Resources

Brush up on industry trends and build your skillset to do more.

Contact us

Don’t just bank. Do more at Scale.
Contact a business expert today.