Do more with your business banking.
Next level online banking solutions for your business.
Never be out of the loop, whether you’re in the office, at home or on vacation. Our online banking services, accessible from your computer or phone, give you access to all activity, including the ability to check balances, make transfers, initiate wire transfers, ACH origination or stop payments, make loan payments or advances, and see check images. You’ll also receive account alerts whenever there’s a change in account status.
Receivables Solutions to empower your business.
Speed up your payment cycles and simplify vendor transactions with our comprehensive suite of services, all available with mobile and online access and instant account alerts.
Express Deposit- Online and Mobile
Stop wasting time depositing checks at the bank and embrace the convenience of our Express Deposit. Deposit checks securely from your phone or office computer within seconds.
ACH (Automated Clearing House)
Our secure online ACH system enables you to receive automated payments from your clients, saving you time waiting for their payments to arrive and clear. Our quick one-time setup process simplifies the process and gives you fast access to your receivables.
Merchant Services
Make it effortless for your clients to pay you. We’ll help you set up secure solutions to accept credit card, debit card, and other payments through point-of-sale or online portals. Payments are automatically deposited into your account, granting you immediate access to your funds.
Lockbox Deposits
Eliminate the hassle of handling customer payments. Our lockbox service provides a unique PO Box where deposits are accepted, ensuring swift availability of funds. Consider us an extension of your team, helping you to seamlessly process your accounts receivable.
“Just having someone that will personally take care of any issues you have is invaluable. Their customer service is unmatched.
Cal Elander
CFO, Elander Mechanical
Payables Solutions to empower your business.
Maximize your cash flow and safeguard payments to your business with our payment solutions.
ACH (Automated Clearing House)
Say goodbye to time-consuming check payments. Our online ACH system enables automated payments to vendors and payees. With a quick one-time setup process, simplify your payment process effortlessly.
Wire Origination
Our wire service ensures secure and fast transactions in both U.S. dollars and foreign currencies. Rest assured, our stringent security measures provide peace of mind.
Business Bill Pay
Schedule and originate one time or recurring vendor payments through our bill pay module accessed through our business online banking portal.
This lets you:
- Pay any person or company in the United States.
- Access to schedule repeating payments, such as lease payments.
- Schedule single payments up to one year in advance.
Credit Cards
Turn your business credit card into an advantage. We offer a range of options tailored to suit your unique needs and goals, allowing you to improve your working capital while earning cash back.
Fraud Prevention to keep your business safe.
Protecting your business and funds is our top priority. We employ robust technology and systems to prevent check, ACH and wire payment fraud. Our programs, including Positive Pay and ACH Filter, mitigate risks and safeguard against unauthorized transactions.
For added security, consider our Dual Approval System, which requires multiple approvers for ACH and wire payments. As a larger business, leverage our partnership with Argos Risk® for continuous evaluation of your third-party relationships. Enjoy 24/7 monitoring, with instant notifications of significant changes.
Our Fraud Prevention services include:
Reduce the risk of potential check and ACH fraud with our Positive Pay system, a business best practice.
What is Positive Pay?
Positive Pay is an automated service that helps detect fraud by matching the company’s issued check information with the check presented for payment. The information on the presented check must match what is contained in a file sent by the client to the bank. If there is no match, the check is flagged, and the client is notified.
Why use Positive Pay?
Check fraud exceeds over $20,000,000,000.00 annually. Scammers and bad actors use the latest technologies to mimic checks. Positive Pay helps prevent check fraud and keeps company funds secure.
Mitigate risks and safeguard against unauthorized transactions by using our ACH Filter system, which automatically matches transactions presented to your account against transactions you’ve authorized.
What is ACH Filter?
Businesses that set recurring ACH payments to vendors or other entities can safeguard against fraudulent activity with ACH Filter. Clients using ACH Filter establish specific criteria for authorized payments. This criterion is matched against ACH transactions presented for payment. When a discrepancy is found, the client is notified and determines if the transaction should be paid or returned.
Why use ACH Filter?
ACH Filter gives you control over pay-or-no-pay decisions on electronic transactions. It is a quick, efficient, and time-saving process for reducing the risk of potential fraud.
For added security, consider our Dual Approval System, which requires multiple approvers for ACH and wire payments.
What is Dual Approval?
Dual Approval is simply a process requiring one individual to initiate wire or ACH payments and a second individual to approve the transaction.
Why use Dual Approval?
Dual Approval provides another level of security and control for outgoing payments.
As a larger business, leverage our partnership with Argos Risk® for continuous evaluation of your third-party relationships. Enjoy 24/7 monitoring, with instant notifications of significant changes.
Want more info about fraud prevention?
Click here for more fraud prevention tips from our resource library
Scale your Personal Banking with us.
Consolidate your business and personal banking at Scale.
At Scale Banking, we understand that your business and personal finances are intertwined. By consolidating your banking with us, you’ll experience seamless fluidity between your personal and business accounts.
Our expertise extends beyond your business
Allow us to assist you in making the best decisions for your personal finances too. From personal loans to checking accounts, savings, CDs and online banking, we’re here to support your holistic financial journey.
Checking
We’ve got options to keep your fees – and your stress level – lower.
Savings
Get immediate access to your funds to stay liquid, while earning competitive interest rates.
CDs (Certificates of Deposit)
Earn interest on your money at a competitive rate.
Online Banking
Manage your personal account at Scale with secure online banking services.
Personal Loans
One size does not fit all. We offer a range of loans and terms to fit your needs.
Debit Card
Access your checking account wherever Mastercard is accepted.
The right commercial loan can make all the difference.
Working Capital Lines of Credit, Equipment Finance Loans, Commercial Real Estate Loans, SBA Loans, and Business Transition Loans. The line-up is as varied as your business needs.
Scale Resources
Brush up on industry trends and build your skillset to do more.
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